Skip to content

Bialke Agency

Boat Insurance

Covering You Across all 10,000 Lakes

Whether you’re spending every day on the water or have your boat in storage for the winter, it’s important to keep your watercraft protected against the unexpected year-round.

When it comes to watercraft insurance, our team knows best. We’ll help you get your boat insured, so you can truly enjoy the Land of Ten Thousand Lakes, one boat outing at a time.

Boat Insurance Coverage Types

Watercraft medical payments coverage

Helps pay for medical costs if you or anyone on your watercraft is injured in a boating accident.

Watercraft liability coverage

This covers medical and other expenses of anyone injured, as well as the cost of repairing or replacing another person’s boat or property.

Property coverage

Covers the damage to your boat if you’re involved in an accident with another boat or something else, like a pier, buoy, dock, or water debris.

Emergency services

If your boat breaks down, this covers the cost of towing and labor, along with the cost of delivering fuel, oil, or a battery.

Repair cost

Covers the repair work done on your boat, motor, equipment, or trailer with no deduction for depreciation.

Uninsured watercraft coverage

If you’re in an accident with an uninsured boater, this helps pay for injuries that you, your family, or anyone else on your boat sustains.

Agreed value option

When you’re reimbursed for your boat’s value, you’ll be reimbursed for what it was worth at the start of the policy, regardless of the current market value.

Personal effect coverage

Covers your fishing equipment and other personal belongings left on a boat in the event they’re damaged, lost, or stolen.

Additional boat equipment

Covers boat accessories like anchors, life jackets, and navigation gear, up to the policy limits.

Contact US

Reach out to our team.

Make sure you’re protected from life’s uncertainties. Whether you’re changing your career, starting a business, growing a family, raising children, or nearing retirement, The Bialke Agency has your back. Contact us today to discuss the right coverage for your life’s most important things.

Contact Us

Back To Top
Bialke Agency Logo
Thomas Allen professional headshot

Licensed Sales Professional

Thomas Allen

Thomas graduated from Winona State University with the intention of pursuing a career in insurance.

That decision was based on a passion to be a part of an industry that helps people in their time of need. He wants to be able to provide peace of mind so the clients he serves can live their lives worry-free.

In his free time, Thomas likes to watch college football, play guitar, and golf, and attend concerts with friends. He also enjoys just hanging out with his two puppies — Mauser and Jojo.