Home Is Where The Heart Is
Home is where the heart is. It’s not just an old saying—it’s the truth. Your home is where you wake up every day and go to bed every night, surrounded by the things you’ve worked hard for and the people you love most.
Whether it’s the apartment you’re just starting out in, your first home, or the condo you’ll spend your golden years in, you need to protect it. The Bialke Agency helps homeowners and renters in Hennepin and Carver Counties by introducing you to the right property insurance policy.
Helping Your Protect Your Home
Your home may be the safest place in the world to hang your hat and rest your head, but life is full of unexpected trials. Our agency has seen what happens to unprotected homeowners when tragedy strikes.
It’s our mission to safeguard Minnesota homeowners against losing everything they’ve worked so hard to gain. We offer homeowners, renters, and condo insurance, with coverages that protect against anything life throws at you.
Homeowners Insurance
Hennepin and Carver County homeowners are filled with pride, and their homes are a symbol of how hard they’ve worked to achieve a life of comfort and happiness.
All it takes is one tragedy to unravel everything.
Fire. Inclement weather. Accidental injury or death on your property. We can’t anticipate these things or the fallout from them. The best we can do is protect ourselves in case they ever happen to us.
The only way to safeguard against the unknown is through the right homeowner’s insurance policy. Let the Bialke Agency help you consider coverages to safeguard your home in the event of a tragedy, so you’re not left out in the cold when life saddles you with the worst.
Dwelling coverage
This coverage pertains to the physical structure of your home, like the walls and roof. If your home sees significant damage, this type of policy will help you get it fixed, so you can get back to living comfortably.
Personal property coverage
Protect the belongings inside your home! This coverage spans everything from furniture to bicycles, even if they’re damaged or stolen outside the house. It’s your first line of defense against sheltering your possessions from life’s uncertainties.
Liability protection
This coverage defends you if someone sues or files a claim against you after being injured on your property. It also covers you if you’re accused of damaging someone else’s property.
Guest medical protection
You never know when an injury will occur on your property. Slipping on ice. Falling off a deck. An incident with a vehicle. This type of policy covers the cost of medical expenses for anyone hurt on your property.
Our team sits down with you not only to determine the right homeowners coverage, but the level of protection you need. We look at your full financial picture, so you get the peace of mind that comes with having the right contingency plans in place.
Renters Insurance
You might not own the place where you live, but that doesn’t mean you can’t still protect yourself and your belongings. Renters insurance is available to any resident legally paying rent, and taking out a policy is the simplest way to protect yourself from loss.
All too often, Hennepin and Carver County renters don’t get insurance coverage because they don’t know it’s available to them, or because they think it’s not worth the cost. Renter’s insurance is not only reliable, but it’s also affordable! You may be able to pay as little as $8 per month for coverage when you bundle it with your auto policy. It’s an exceedingly small price to pay to know the things you own are well protected.
What Is Rental Insurance?
It’s a simple, convenient way to protect yourself from fire, theft, sudden accidental water damage, and anything else that might bring harm to your possessions. Landlords are typically only responsible for the structural damage to property—everything else falls under the responsibility of you, the renter.
Do I Have Anything To Insure?
According to top insurance brokers, the average renter has more than $20,000 in possessions, yet only 40% of renters have renters insurance.
Renters insurance covers almost everything inside of your rental apartment or home.
Why Should I Get Renters Insurance?
It doesn’t matter if you live in the best part of town or pay bottom-dollar in rent, renter’s insurance is something everyone should have.
Condo Insurance
You may not need to mow the lawn or shovel the walkway, but it’s still important to protect your condo or townhouse with insurance. Condo association dues usually don’t cover you in the event of an accident or damage to your property. To safeguard yourself properly, you’ll need dependable coverage through the right condo insurance policy.
Condo insurance helps protect your unit and your personal belongings if they’re damaged by a covered peril. It can also protect you in the event of injury to a visitor or fellow condo owner. Some of the most common coverages offered by a condo insurance policy include:
- Personal liability
- Theft
- Vandalism
- Fire and smoke
- Sudden and accidental water damage
Stress-Free Condo Insurance
Protecting yourself and your condo in the right capacity comes down to working with an agent who understands your situation.
Condo owners throughout Hennepin and Carver Counties trust the Bialke Agency because we look beyond your situation, at your complete lifestyle and financial picture.
Let us help you get the condo coverage that’s ideal for you, so you can live in your condo as it’s meant to be enjoyed: stress-free.
Protect Your Property. Properly.
It doesn’t matter how many square feet you own. It doesn’t matter where you live. It doesn’t matter how long you’ve owned or rented. What matters is that you’re protected.
A property insurance policy from the Bialke Agency is your safeguard against life’s unexpected tragedies. We help you protect your abode and everything in it, while covering you against everything and anything life may send your way.
You can’t anticipate tragedy, but you can prepare for it. Let us introduce you to a policy with coverages that fit within your lifestyle and financial picture. At the Bialke Agency, we’re not here to sell you insurance—we’re here to bring you peace of mind.
Contact US
Reach out to our team.
Make sure you’re protected from life’s uncertainties. Whether you’re changing your career, starting a business, growing a family, raising children, or nearing retirement, The Bialke Agency has your back. Contact us today to discuss the right coverage for your life’s most important things.